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A 75,000 mile V4P has taken a bath ...

2847 Views 45 Replies 12 Participants Last post by  ayilar
Fellow ISSF members,

@Caddyshack95 has suffered a force majeure event: his home was flooded under 4 feet of water.

Among worse things, his '95 Fleetwood V4P has taken a bath.
According to him, the water did not reach the bottom of the seat cushions.

The water only got up to the floorboards, but not quite up to the seat cushions.
The insurance company - Grange - has totaled it.
Grange has not yet stated the valuation, which he fears will be drastically underestimated, given that it's a V4P.

How does he fight the valuation if Grange underestimates?
Since it's likely Grange will underestimate the value of the car, how does he go about fighting the undervaluation?
How does he go about keeping the V4P?

Oh - how many '95 V4P were produced?

Any advice regarding the above, or any other advice or assistance of any kind would be most appreciated.
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The 91 was totaled twice from being hit by other drivers. Their insurance companies handed over the check and had zero interest in getting the car. Just more cost for them to deal with.
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Make a good case when you talk to the adjuster. It's on him to find a number and you to point out what he didn't account for. Very highly doubt he'll want it so you have to buy it back. They're mission is to get out on the cheap. They don't want the hassle to dispose of '30 year old junk'. Sadly, that's all it is in their eyes. Message they told me. Fix it, scrap it, etc. they don't care. Only if you try to resell it might it show up in a carfax report as totalled. I keep my junk forever so didn't matter to me.

This assuming it's a regular insurance company.
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