PM sent, let's see!
A 75,000 mile V4P has taken a bath ...
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@95wagon I agree about rarity, but at this point it's also about valuation. Their "comps" are tow pack cars so we're not on a 1:1 basis here.
I need tow packs to support my valuation (hoping it's huge). It's all the insurance game and I am trying to play their card against them.
ALSO! They are claiming that a comp MUST be a '95 or '96. They won't allow me to use a '94 model.... Claim that they can't adjust the price for a one year older car. Does this sound bogus to you?
I know what you mean on seats, but the Brougham vinyl delete was like hen's teeth.
Regarding the OEM rims, those are cheap and easy to replace if one desired to have the Brougham look. I have different rims (Chevy Tahoe limited) on mine, so it's a moot point, but a good one.
The base model was super rare as an option as the Brougham is what most people bought (again making my car more rare).
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2,241 Posts
Make a good case when you talk to the adjuster. It's on him to find a number and you to point out what he didn't account for. Very highly doubt he'll want it so you have to buy it back. They're mission is to get out on the cheap. They don't want the hassle to dispose of '30 year old junk'. Sadly, that's all it is in their eyes. Message they told me. Fix it, scrap it, etc. they don't care. Only if you try to resell it might it show up in a carfax report as totalled. I keep my junk forever so didn't matter to me.
This assuming it's a regular insurance company.
This assuming it's a regular insurance company.
Will do... Yes, they obviously did not account for it. That's where I am going to hammer them. I found a few V4P cars and they are not cheap. I will use that as leverage.
They are insisting I will have to pay value for scrap. Saying it'll be $1k to have the salvage of it and keep the car myself.
Frustrating how it's different with different companies.
They are insisting I will have to pay value for scrap. Saying it'll be $1k to have the salvage of it and keep the car myself.
Frustrating how it's different with different companies.
I think you need to re-read his post, because you missed the point pretty badly.
Gerry is saying that the rarity of the car does not necessarily mean anything as far as valuation.
To most people, the 3.42 gears just means worse MPG. It isn't automatically a price boost.
This type of stuff is typical. These people are not B-body experts, so you can't expect them to understand all of the differences and similarities. They make calls based on overall statistics that apply to the general car market.
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3,104 Posts
Sounds weird.
What, the '94 is too dissimilar to the '95, because the mirrors are different, and '95 & '96 are similar?
What they 'can' or 'cannot' do, seems more like 'will' or 'will not' do.
Guess it's their system. They made the rules, and they're the referees too.
It has nothing to do with the mirrors. They probably just make broad-sweep calls about this stuff without any details. Who knows how their AI calculates.
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3,104 Posts
They probably don't know HOW ...
but if they don't like the results, I bet they adjust a few knobs / buttons / levers til the recalculations are more favorable.
Done!
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4,820 Posts
Is this car being dried out yet? If it's still got water in it, it's about to be completely worthless with mold and corrosion.
A 1996 V4P has just gone up for sale. NOT a base model:
www.cadillacforums.com
Needs a new home.
1996 Brougham with V4P less than 25k miles. Inherited the beast 7 years ago. Never taken out in wet weather. Everything works like new: good whitewalls, replacement mats and new dash cover. New battery went dead from lack of use and won't take a charge. I just can't run it like I used to and...
www.cadillacforums.com
Exactly. They are trying to say that the few V4P vehicles I found listed (low miles) are that price solely because of low miles and not the tow pack car.
Some of it is that, but I have a good argument going. We'll see what happens.
That's my issue. They are calling their own balls and strikes, which is very frustrating.
Bingo!
Yes. I shop vacc'ed it immediately and then we stripped the interior.
It's been all detailed/shampooed and treated with mold killer. The car will run again I certainly hope. It runs now, but need to do a full fluid change before we really hurt the motor.
At this point I am fighting valuation with insurance.
Speaking of that.... anyone want an 800 mile Cadillac V4P? Only $80,000!
1996 Cadillac Fleetwood Brougham - Matt Garrett
1996 Cadillac Fleetwood Brougham - Matt Garrett
www.mcsmk8.com
I have a suspicion that this amount, and the amount he actually paid for the car, are very far apart. Call me a conspiracy theorist.
A non V4P? Seems that non-V4P cars are going for $8k-15k in various conditions. Trashed vehicles are less than that.
A 16k mile tow pack with an incorrect Brougham top (aftermarket) just sold for $23k.
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3,104 Posts
So, even if V4P is not visually sexy enough to be considered for its rarity, you should be able to get a decent valuation.
(I never understood putting a yarmulke on a car.)
(I never understood putting a yarmulke on a car.)
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