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Discussion Starter · #1 ·




DUMB TEENAGE GIRL SLAMMED INTO ME WHILE I WAS AT A STOP LIGHT!!! ( IM THINKING SHE WAS TEXTING)

NO LICENSE & FATHER CLAIMS THAT THEY HAVE NO INSURANCE

SO WHY DID THE STATE TROOPER LET HER GO ?
IS HER FATHER BULL****TING ME?

WENT TO GO GET A ESTIMATE WAS TOLD 3500-5000 BY JUST LOOKING AT IT , AND ONE GUY SAID IT WAS TOTALED
 

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What is that white stuff? Is that the foam from the rear bumper?
That rear quarter is no easy fix, that estimate seems right, if not too low. Most insurance will total it out if it's any more than 80% of the value, so you could very likely be looking at a total loss.

As for uninsured, I kind of find it hard to believe that the trooper would have let them go. I thought when that happened the vehicle was immediately impounded. Something seems amiss here. I guess you will know for sure when you get the accident report.
 

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Wow bro! i hope you come out on top with this situation...how did she hit you there if she was behind you?
 

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Discussion Starter · #5 ·
Wow bro! i hope you come out on top with this situation...how did she hit you there if she was behind you?

SHE MUST HAVE BEEN TURNING INTO THE LEFT LANE BECAUSE I WAS IN THE MIDDLE.. IF THERE WAS NO RED LIGHT SHE WOULD HAVE LEFT SCENE.( BUT I CHASED HER ASS DOWN LOL)
 

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SHE MUST HAVE BEEN TURNING INTO THE LEFT LANE BECAUSE I WAS IN THE MIDDLE.. IF THERE WAS NO RED LIGHT SHE WOULD HAVE LEFT SCENE.( BUT I CHASED HER ASS DOWN LOL)
awww dude that sucks!!!! total loss indeed unless you got a coo insurance company, sorry dude hope the best for you
 

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One thing I do like know is that at least here in TN, but believe its national law now is that even if you only have liability on your vehecile you also have Uninsured motorist. so if it ain't your fault your insurance takes care of it and sues them theirselves.
 

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Uninsured motorist only insures your passengers for medical, if the other driver does not have liability insurance. You have to have collision to get your insurance company to pay for your car.

Try taking it to your local tech school that does auto body repair. I bent my door, and put a crease in my fender...total bill is less than $200 (plus the parts I got from the JY). They are also putting in a radiator core support, a wheelhouse, and some other odds and ends. Labor is free, because they are students. You only pay for paint and supplies. If the paint comes out less than acceptable, you could have it repainted by a professional.

I see a lawsuit in the making. The girl should get a ticket for driving without a license, and either reckless driving, or improper lane change. The girl and her dad should get tickets for no insurance, and you need to get an estimate for the lawsuit. Maybe they would give you the car she was driving, and the one her dad drives. Or, maybe they would replace your car with another one like it (you would then know what it is worth). Do not tell them if you get the tech school to do it cheap, because that would be considered enrichment, and the court does not allow that. You have to go after both of them...her for the accident, and no DL, and her dad for lack of parential supervision, and all the other things mentioned above. The father is ultimately responsible, for the incident, for allowing her to drive under the circumstances (or not keeping the car secure from her).

When you win, you can put a lein on anything they own, and you may even be able to attach their (the father's) bank account. Ask for court costs too. If they have nothing, you will have to get it on Judge Judy or Judge Mathis. They have a pool of cash, and the winner gets up to the legal limit in their home state.
 

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Discussion Starter · #9 ·
Uninsured motorist only insures your passengers for medical, if the other driver does not have liability insurance. You have to have collision to get your insurance company to pay for your car.

Try taking it to your local tech school that does auto body repair. I bent my door, and put a crease in my fender...total bill is less than $200 (plus the parts I got from the JY). They are also putting in a radiator core support, a wheelhouse, and some other odds and ends. Labor is free, because they are students. You only pay for paint and supplies. If the paint comes out less than acceptable, you could have it repainted by a professional.

I see a lawsuit in the making. The girl should get a ticket for driving without a license, and either reckless driving, or improper lane change. The girl and her dad should get tickets for no insurance, and you need to get an estimate for the lawsuit. Maybe they would give you the car she was driving, and the one her dad drives. Or, maybe they would replace your car with another one like it (you would then know what it is worth). Do not tell them if you get the tech school to do it cheap, because that would be considered enrichment, and the court does not allow that. You have to go after both of them...her for the accident, and no DL, and her dad for lack of parential supervision, and all the other things mentioned above. The father is ultimately responsible, for the incident, for allowing her to drive under the circumstances (or not keeping the car secure from her).

When you win, you can put a lein on anything they own, and you may even be able to attach their (the father's) bank account. Ask for court costs too. If they have nothing, you will have to get it on Judge Judy or Judge Mathis. They have a pool of cash, and the winner gets up to the legal limit in their home state.

THANKS FOR THE USEFUL INFO I APPRECIATE IT
 

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Lawyer up and fry thier asses! Hope everything works out man
 

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Damn, that sucks. Sorry to see and hear about that. Do you have uninsured motorists coverage? I sure hope so.
 

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I like to swerve at the little f ucks while they are on the cellphone, mad one freak out go over the curb and hit a stop sign :D
Never thought of that...sounds like an interesting idea. I will share it with my dad...he hates people yacking. and especially texting on the cell while driving. You gotta wake them up before they hurt somebody else.
 

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Lawyer up and fry thier asses! Hope everything works out man
It will be a small claims court case...no lawyers.

You can have a lawyer write them a letter. That should give them a thrill. Make sure you have all your ducks in a row before you go to court. Get some of her paint samples off of your car, so that you can prove it was her car. Make sure you get a copy of the police report!!!!!!! Did you take pics of her car too? If not go get some at her house.
 

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I really hope you got pics of her car. Did you get any witnesses? Witnesses are a huge advantage -- especially if you have anyone that can say she was texting or not paying attention.

Find out who the owner of the car is. If the father, then go after him for sure. If you don't find out who owns the car, then suing the father could end up getting you nothing. You must sue the owner -- it might be her mother, or it could even be just a friend's car.

Things like this just leave me dumbfounded. Some people raise the stupidest, most irresponsible children. If I was that girl's father I'd have told the cops to cuff her and charge her with theft. There is no way my unlicensed teen is going to drive unless it's during driving training or a recreational off-road vehicle.
 

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Fred - above is right on the money
Do you have UM or UIM coverage on your policy?

Fred - nice job - great advice
 

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the police letting them go happens alot round here.. one of my boys got t-boned right outside my house..lady ran the stop side hit him dead center on his drivers side.. lady wasnt from here, couldnt speak english, no license, no insurance, wasnt her car and her kid was riding in the front seat(was like 3yrs old).... cop didnt give her no ticket cuz she wasnt from here, and let her drive away.. didnt even make her prove whos car it was.. **** dont make sense..
 

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omg Stupid ass kid! in Canada the police are not going to be letting ANYONE leave the scene of a accident if they don't have insurance BAM 5000dollar fine! Find out there info don't let your car be wrecked in vein.
 
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