[Fred Kiehl]

Uninsured motorist only insures your passengers for medical, if the other driver does not have liability insurance. You have to have collision to get your insurance company to pay for your car.

Try taking it to your local tech school that does auto body repair. I bent my door, and put a crease in my fender...total bill is less than $200 (plus the parts I got from the JY). They are also putting in a radiator core support, a wheelhouse, and some other odds and ends. Labor is free, because they are students. You only pay for paint and supplies. If the paint comes out less than acceptable, you could have it repainted by a professional.

I see a lawsuit in the making. The girl should get a ticket for driving without a license, and either reckless driving, or improper lane change. The girl and her dad should get tickets for no insurance, and you need to get an estimate for the lawsuit. Maybe they would give you the car she was driving, and the one her dad drives. Or, maybe they would replace your car with another one like it (you would then know what it is worth). Do not tell them if you get the tech school to do it cheap, because that would be considered enrichment, and the court does not allow that. You have to go after both of them...her for the accident, and no DL, and her dad for lack of parential supervision, and all the other things mentioned above. The father is ultimately responsible, for the incident, for allowing her to drive under the circumstances (or not keeping the car secure from her).

When you win, you can put a lein on anything they own, and you may even be able to attach their (the father's) bank account. Ask for court costs too. If they have nothing, you will have to get it on Judge Judy or Judge Mathis. They have a pool of cash, and the winner gets up to the legal limit in their home state.

 

[Fred Kiehl]

I like to swerve at the little f ucks while they are on the cellphone, mad one freak out go over the curb and hit a stop sign

Never thought of that...sounds like an interesting idea. I will share it with my dad...he hates people yacking. and especially texting on the cell while driving. You gotta wake them up before they hurt somebody else.

 

[Fred Kiehl]

Lawyer up and fry thier asses! Hope everything works out man

It will be a small claims court case...no lawyers.

You can have a lawyer write them a letter. That should give them a thrill. Make sure you have all your ducks in a row before you go to court. Get some of her paint samples off of your car, so that you can prove it was her car. Make sure you get a copy of the police report!!!!!!! Did you take pics of her car too? If not go get some at her house.

 

[Fred Kiehl]

Having a toggle switch for your brake lights is fun or if its day time turn on your head lights

I am assuming you mean to turn the brake lights on while driving in front of them, not turning them off, and then braking in front of them.

 

[Fred Kiehl]

I really hope you got pics of her car. Did you get any witnesses? Witnesses are a huge advantage -- especially if you have anyone that can say she was texting or not paying attention.

Find out who the owner of the car is. If the father, then go after him for sure. If you don't find out who owns the car, then suing the father could end up getting you nothing. You must sue the owner -- it might be her mother, or it could even be just a friend's car.

Things like this just leave me dumbfounded. Some people raise the stupidest, most irresponsible children. If I was that girl's father I'd have told the cops to cuff her and charge her with theft. There is no way my unlicensed teen is going to drive unless it's during driving training or a recreational off-road vehicle.

You have a point I did not consider. I assumed the father owned the car, because he said there was no insurance. Find out who owns the car. I also assume you traded info with the girl and her father, or the cop wrote it down for you. Put everybody you can on the list for the suit...all owners, the girl, her father, mother, and any body else you can think of who might be in the least bit liable. Let the judge will sort out who is liable.

I agree with you as per if I were the father...the kid would be in cuffs. It is tough getting witnesses, especially after the fact. She hit you from behind, and even you did not see her commiting the deed. You only have the results to work with.

I would take pics with my cell phone at the scene, if someone hit me. They are acceptable in court, and real good evidence. You also have the tag, a pic of the perp, and the incompetent cop. You even get the dynamics of the incident...where the cars were...skid marks...pieces and parts...etc. Always have your cell phone with camera on your person.

 

[Fred Kiehl]

I just got another brain fart. This is not a happy concern, but check the tag to see if it is a legal tag. It could be a stolen or expired tag.